Gemilang Bisnis Universal

About Us

Foundation, Vision, and Commitment

We empower the microfinance sector through digital innovation, integrated strategies, and sustainable compliance.

Gemilang Bisnis Universal

Gemilang Bisnis Universal (GBU) is a strategic holding company dedicated to accelerating the growth and digital transformation of microfinance institutions across Indonesia. By integrating technology, strategic management, and regulatory governance, we enable Rural Banks (BPR), cooperatives, and fund distributors to become more competitive and inclusive.

We are committed to being a trusted partner in strengthening the grassroots economy through an integrated, impact-driven approach.

Our Vision

To be the premier digital innovation accelerator for the microfinance industry.

Our Mission

Building a unified microfinance community seamlessly connected to the digital financial system.

1.

Advancing institutions through technology and strategies aligned with regulatory standards.

2.

Enhancing the productivity and recovery of non-performing credit assets.

3.

Driving end-to-end digitalization across all microfinance operations and services.

4.

Leadership & Governance

Driven by an experienced leadership team establishing GBU’s strategic direction and growth foundation.

Commissioner

Junjungan P. Rumapea

- 8 years of leadership experience within the Rural Bank (BPR) industry.
- 7 years of executive experience as Director and Commissioner across various Fintech and creative firms.